YOUR MONEY, YOUR WAY

A little clarity goes a long way.

See where your money goes. Track everyday expenses, keep your wallets in view and make room for the things you’re saving for.

Open OwnSpend

No bank connection. No ads. Saved on this browser.

Your everyday, for free

Unlimited expense and income history
Two wallets and three categories
A Money Map of your spending
One savings goal and one recurring bill
CSV import with review and duplicate detection

More room with Pro

Budgets, spending trends, exports and higher limits belong to Pro, matching the mobile app’s feature boundaries.

Web purchasing is coming soon. Paddle checkout and account-based Pro access are not active yet. Native purchases cannot currently be restored here.

A few things to know

Where is my data stored?

Only in this browser’s local storage. Your transactions are not uploaded by the app. Clearing browser site data removes the workspace. The hosting service receives ordinary page requests, including your IP address.

Does it sync with my phone or another computer?

Not yet. The web workspace is separate from OwnSpend’s native apps. Accounts, mobile sync and shared wallets are not connected.

Does it connect to my bank or pay bills?

No. You enter or import transactions yourself. Recurring bills are recorded only when you confirm them; no payment is sent. Savings goals track progress separately from wallet balances.

How are currencies handled?

Each wallet has its own currency. The overview keeps currencies separate and does not estimate exchange rates.

Can I use the mobile apps instead?

Yes. See the OwnSpend native apps for their available features and store links. Web and native feature sets differ.